Where Health Meets KARE

Sometimes, all we need is a push in the right direction.

Take the hassle and frustration out of the equation when searching for the best insurance plans with Kisha Kares. I will guide you through the process of finding the most affordable premium that keeps you covered.

FAQS

Health insurance or medical insurance is a contract that requires your health insurer to pay some, or all your health care costs in exchange for a premium.

Long Term Care, Home Health care, Assisted Living: short and long-term care in or out of the home. Medicare helps a little, but most people don’t know what it does or doesn’t cover.

(LIS) Low Income Subsidy – helps people with Medicare pay for prescription drugs and lower the costs of Medicare prescription drug coverage.

IUL (life)- Index Universal Life insurance - Indexed universal life insurance (IUL) is a type of permanent life insurance. It stays in force as long as you stay current on your premium payments or until you reach the maturity date specified in the policy. Many IULs mature when the insured person reaches age 121. IUL has a cash value component where the gains are tied to an index like the S&P 500. While the cash value growth is linked to the index, the insurance company invests in things like bonds and mortgages.

Universal life insurance offers the added flexibility to change your premium payments, but only within specified limits. The main difference between indexed universal life insurance and other universal life insurance policies is how cash value accumulates.

Phone

980-292-3303

Email

lhurtinsurance@gmail.com